Transaction Accounts
Basic Checking	Gold Account	Classic Club
Basic Plus	Gold Plus	"Kids Account"

Investment Accounts
Savings Account	IRA's	Certificates of Deposit
Insured Money Market Account	Higher Learning Fund	Christmas Club

Investr Services
Stocks	Municipal Bonds	Collateralized Mortgage Obligations
Mutual Funds	Corporate Bonds	U.S. Treasury Notes and Agencies
Annuities	Zero Coupon Bonds	Self-directed IRA's

These investments are not deposits of the bank, and are not FDIC insured. Risk is involved in these investments and principal could be lost. The bank does not make any guarantees on these investments.

Personal Loan Services
Cash Reserve Checking	MasterCard/Visa	Car Loans
Equity Credit	Automatic Loan Payment	Student Loans
Home Improvement Loans	Real Estate Loans
Fixed Rate Mortgage	Adjustable Rate Mortgage

Commercial Loan Services
Banking Services for Businesses	Commercial Loans	Small Business Loans
Night Depository	Business Reserve	MasterCard/Visa Merchant Services

Additional Services
Safe Deposit Boxes	24 Hour Teller Machines	One Statement Banking
Info Line 24

Insurance
Life	Health	Long Term

Four Full-Service Locations to serve you:

Main Bank Hwy 54 573-348-2761 Fax 573-348-2933	Lake Ozark Branch Hwy 54 573-365-5314 Fax 573-365-5316
Osage Beach Branch Business Route 54 573-348-2282 Fax 573-348-3461	Camdenton Branch 140 E. Hwy 54 573-346-2203 Fax 573-346-6390